Thursday, November 8, 2007

Home Building Insurance

Home Building Insurance

When working out the amount for your home building insurance, in the event of say a fire, it's important that the figure reflect the cost to replace your home, which may include: the cost to demolish and remove the debris of a house damaged by fire; professional fees and costs with having a new house approved, plus the construction cost of the new home. It should not include any contents or value of the land.

Home Contents Insurance

When working out the amount for your home contents insurance, you should consider how much it would cost to insure your contents with new items, after making allowance for GST, as well as such items as carpet, clothes, whitegoods, beds and bedding, furniture, bathroom items, tools and sporting equipment. You will be surprised how it adds up! It's important to work on a new for old basis.

Some of the key features of Home Insurance Plus include:

  • Competitive premiums with the first month Free
  • The provision of a Certificate of Currency within 24 hours
  • Quality cover
  • Pay by the month at no extra cost
  • New for old replacement
  • A quick and efficient claim service

Lawfund recognises that 'time is precious' so in order for your clients to experience a hassle free loan transaction, all associated products and services should be available through the one source - our Lending Managers - contact us for more details.

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